A bank examiner’s job entails monitoring banks to ensure that they are following financial laws, maintaining financial stability, and evaluating their performance. The specific requirements for obtaining a job in this field may differ depending on the jurisdiction in which the individual wishes to work. In most cases, however, a person who wishes to work as a bank examiner must first obtain a bachelor’s degree in finance. Before he is considered a viable candidate for this position, he must often pass a financial examiner test and gain experience in the banking industry.
A bank examiner’s primary responsibility is to ensure that banks follow financial laws and adhere to acceptable policies and practices. A person in this field might be in charge of auditing a bank’s records and making sure it stays in compliance. He may also be tasked with determining how well a bank is performing and determining how knowledgeable and efficient its employees are. A person in this field is typically in charge of writing reports about his findings and sharing them with bank directors or boards of directors. To perform his duties, he usually travels to different bank branches, but he may also use electronic means to access records and draft reports.
A person must typically graduate from high school or earn an equivalent diploma to work as a bank examiner. Math classes and courses that help a person develop his analytical abilities in high school may help him prepare for this job. In order to do a good job as an examiner, a person usually needs good communication skills. As a result, an aspiring bank examiner might benefit from composition classes to improve his written communication skills and public-speaking classes to improve his verbal abilities.
A bachelor’s degree in finance or a closely related field is usually required of a person who wants to work as a bank examiner. Economics, security analysis, and accounting are among the courses he’ll usually take. A person interested in this career should work in the banking industry after graduation to gain relevant experience before applying to become a bank examiner. He could, for example, work as a bank manager. In order to demonstrate his abilities, he’ll usually have to take an exam or a series of exams.