After a man-made or natural disaster, a catastrophe adjuster, also known as an insurance adjuster, is in charge of inspecting property damages. His or her job is to work with an insurance policyholder to reach a fair and timely claim settlement. This is accomplished through a thorough physical examination of the damaged property.
Jobs for catastrophe adjusters are always in demand. A claims adjuster must assess insured property damages caused an earthquake, tornado, fire, flood, or other disaster. There are numerous opportunities in this field. Public catastrophe claims adjuster jobs, independent catastrophe insurance adjuster jobs, and private business staff adjuster jobs are just a few examples.
Claims adjusters who specialize in disasters should be physically capable of performing a variety of tasks. Climbing ladders, inspecting unsafe or hazardous materials, and working in unstable conditions, such as burned-out homes or floods, are just a few examples. In order to perform these tasks effectively, a catastrophe adjuster should strive to maintain a high level of physical fitness.
The average catastrophe adjuster may use a variety of tools. While on the scene of a disaster, a laptop computer is usually required to access and transmit information quickly. A calculator, ladder, specialized software, and measuring tape, as well as any necessary paperwork and a vehicle, are examples of additional tools.
This job would benefit from a variety of backgrounds. Many disaster adjusters have previous work experience in contracting, construction, or home inspections. Some may have also worked in the field of real estate appraisals. Additional catastrophe adjuster training may be required if these qualifications are lacking before working in the field. Adjusters must have a strong understanding of building structure and design.
Math proficiency, interpersonal communication skills, technical knowledge, and computer skills are all required for a catastrophe adjuster position. The majority of adjusters are also frequent travelers. If you don’t want to travel, you might be able to work as a staff adjuster for less money.
A high school diploma and insurance adjusting coursework are required for a catastrophe adjuster’s education. These courses can be taken at a university or as part of a company’s training program, which usually takes two weeks to complete. These courses are usually paid for the student rather than the company. There are online courses available. Individual state laws may also require a specialized license.
Catastrophe adjusters, like many other professionals, should dress professionally. This is usually accomplished wearing a polo or button-up shirt with khaki slacks. For interested adjusters, there are a variety of professional societies, organizations, and clubs to join.